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OP&F invites you and your spouse to attend one of six free pre–retirement seminars that will take place throughout Ohio this fall season. During the seminars, OP&F Member Education representatives will provide in–depth information about the Deferred Retirement Option Plan (DROP), annuity options, and survivor benefits. If you are nearing retirement, or want to learn about DROP, plan to attend a seminar, bring your spouse and ask questions.