When health care plan design changes were implemented in 2004, OP&F limited when members could re�enroll after leaving the program prior to 2004. One of those opportunities is the 2007 Annual Change Period.

If you waived medical or prescription drug coverage prior to 2004, this may be one of the last opportunities you will have to enroll yourself or your dependents in coverage.

The enrollment guidelines effective Jan. 1, 2004, limit opportunities to enroll in this coverage at a later date. Re�enrollment is only permitted under the following circumstances:

Three years after the benefit recipient�s OP&F retirement or commencement of OP&F benefits;
With proof of change in family status (i.e. marriage, death, or divorce);
With proof of loss of group coverage;
At the time of Medicare eligibility; or
If you waived coverage in the OP&F�sponsored health care plan prior to Jan. 1, 2004�this may be one of the last opportunities you will have to enroll yourself or your dependents in the OP&F�sponsored medical or prescription coverage.

The 2007 Annual Change Period begins when packets are mailed on Sept. 29, 2006, and concludes Oct. 31, 2006.

Is coverage available through a current employer?

If you or your spouse is employed and eligible for health care through your employers, you can participate in the plans sponsored by OP&F. However, OP&F will not subsidize any of your health care contributions and you will be subject to paying the full premiums.